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Darcy Swon

Darcy Swon - Aflac
General Insurance

Contact Information:

Stratford, IA 50249
United States
T: 515-838-2877
F: 515-838-2883

Clients I'm Seeking:

 

Small business owners who are interested in enhancing or establishing employee benefit programs to assist them with retaining and recruiting quality employees.

About My Business:

 

I work closely with business owners to enhance their employee benefits program and their employees to ensure that they have the right coverage to protect them and their families. I utilize voluntary supplemental products offered through Aflac. Aflac's products provide employers with an easy way to provide coverage for their employees through customized benefits packages — allowing the employees to apply for the coverage they need — and cash benefits that are paid directly to the employee, unless assigned, regardless of any other insurance they may have. The cash benefits may help with deductibles, copayments or other unexpected expenses. Coverage can include dental, accident, short-term disability, cancer, critical care and recovery, hospital and life insurance policies. As many companies cut back on health care coverage due to the rising costs, the need for voluntary insurance is becoming more essential and gaining in popularity. Not only do voluntary insurance policies generally have no direct costs for business owners and may be able to help reduce employers’ FICA tax contributions, but it also may offer payroll rates that are lower than if employees applied individually for their own policies. If you are interested in learning more about Aflac supplemental products and how they can enhance your current employee benefits package, just give me a call.

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