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Jeffrey A. Cohen

Providential Bancorp
Mortgage

Contact Information:

Naples, FL 34105
United States

Years in Business:

 

1

Clients I'm Seeking:

 

Individuals and families buying a home, multifamily or commercial property in Florida or Texas, including permanent resident aliens and foreign nationals. I recommend you recontact former clients who may be looking to refinance the mortgage on the home you sold them. A high percentage of Realtor clients say they would do business with them again. In reality, fewer than 7% do, because they can't remember the Realtor's name. Asking your former clients if they're interested in refinancing is a good way to reconnect. And if they bought and financed before 2007, they still can save money by refinancing with or without HARP. I'm looking for such referrals.

About My Business:

 

I am a Loan Officer for mortgage broker Providential Bancorp, LTD of Chicago. We represent some thirty lenders, which offer conventional, conforming, Jumbo, Reverse and Government (VA, USDA, FHA) Programs. Our pricing is highly competitive, but I also know how to use higher interest rates to provide large credits to offset closing costs or lower interest rates in exchange for Points. We have lending partners who will entertain many types of difficult scenarios: high land to home value, vesting title in entities, asset depletion alternatives to income to meet DTI requirements, family member pledged assets on behalf of borrower in lieu of down payment, foreclosures with less than 36 months seasoning, foreign national loans to 60% LTV, and multifamily/commercial up to 75% LTV. Many of my referral source Realtors participate in my weekly Tuesday Noon classes, offering instruction on how they can build their real estate businesses. Although my time in the mortgage business appears short, I am thoroughly trained in today's regulatory and conservative underwriting environment. Further, my Finance MBA from Penn's Wharton School, enables me to offer your clients sophisticated solutions to their borrowing requirements, when required.

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